JOLEVSKI, Ljube; DICEVSKA, Snežana. EMPIRICAL ANALYSIS OF PROFITABILITY, NON PERFORMING LOANS AND OPERATIONAL EFFICIENCY IN MACEDONIAN BANKING SECTOR. Horizons - International Scientific Journal, [S. l.], v. 26, n. 3, p. 189–208, 2020. DOI: 10.20544/HORIZONS.A.26.3.20.P16. Disponível em: https://www.ojs.uklo.edu.mk/index.php/horizons/article/view/177. Acesso em: 17 oct. 2026.