ILIEVSKI, Andrej; DELOVA-JOLEVSKA, Evica. FINANCIAL TECHNOLOGY - OPPORTUNITIES AND RISKS OF SELECTED KEY SOLUTIONS. Horizons - International Scientific Journal, [S. l.], v. 26, n. 3, p. 113–126, 2020. DOI: 10.20544/HORIZONS.A.26.3.20.P10. Disponível em: https://www.ojs.uklo.edu.mk/index.php/horizons/article/view/171. Acesso em: 18 oct. 2026.